Holiday spending can be hard on the pocketbook--and bought on credit, "Christmas Day" can stretch into the new year for weeks or months.
Ease the Christmas cash crunch with creative ways to save money for Christmas! Financial institutions offer dedicated Christmas clubs for the disciplined, but savvy holiday planners have found other ways to accumulate cash for holiday spending.
Start now to save money for Christmas. The goal? A debt-free holiday season:
For a super source of holiday decor items, gifts and baked goods, shop local Christmas bazaars. Often benefitting worthy causes or organizations, these informal gatherings offer food, fun and a welcome leg up on the gift list.
To find bazaars in your area, look to local newspapers or community web sites; many provide seasonal listings of holiday bazaars and harvest fairs.
Add 'em to your calendar, check 'em out ... for a good time and a quick start to holiday shopping.
When it comes to holiday decorating, less can be more! To save time and cut holiday stress, simplify holiday decorating by following the decorating Rule of Three!
To bring a festive feeling to any home--and do it simply--put your decorating focus on the Big Three elements of holiday decor:
Living Area Focal Point
So long as you have a wreath on the front door, decorations on the mantel (or a holiday tablescape on a living area tabletop), and a Christmas tree, you've covered holiday decorating basics ... for a simpler, stress-free holiday season.
With autumn in full swing (and Halloween on the horizon), seasonal decorating will soon be underway. Do you know where your holiday decorations are?
While hauling out the jack-o-lanterns and Thanksgiving turkeys, make an informal inventory of Christmas holiday decor. Reason? If you know what you have, you'll immunize yourself from impulse buying as the season progresses--and you'll pick up any needed items in good time to decorate for Christmas.
To "shop at home first", record holiday decorations with a free printable decorations inventory form.
It's Autumn ... and seasonal celebrations abound! Will you decorate your home to celebrate the coming of fall, Halloween, and Thanksgiving?
Think "simplicity" when it's time to decorate for fall holidays. When selecting decorations, choose solid colors (green, gold, red) and general themes ("pumpkins", not "Jack-o-Lanterns") that can multitask throughout the Autumn months.
By keeping the background items simple and basic, it's easy to swap out smaller, more holiday-specific items for a fresh look! For example, a gold tablecloth graces October's stacked apples, then serves as a base for Halloween's candy-corn table runner. After October 31, roll up the runner and substitute small pilgrim candles. Come December, replace the centerpiece with a colorful mound of shiny glass ornaments in a clear bowl. Easy!