75 Days to Christmas! Save Money for Christmas

Holiday spending can be hard on the pocketbook--and bought on credit, "Christmas Day" can stretch into the new year for weeks or months.

Ease the Christmas cash crunch with creative ways to save money for Christmas! Financial institutions offer dedicated Christmas clubs for the disciplined, but savvy holiday planners have found other ways to accumulate cash for holiday spending.

Start now to save money for Christmas. The goal? A debt-free holiday season:

Creative Ways to Save Money for Christmas

76 Days to Christmas! Make a Pre-Holiday Wardrobe Check

Just about all of us have experienced this bit of seasonal panic: it's the night of the office holiday party and a spouse’s good white shirt has gone missing!

Assessing the State of the Closet for all family members before the holidays begin means never having to say, "It's in the wash!" Try these tips to calm the chaos with a pre-holiday wardrobe check:

State of the Closet: Pre-Holiday Wardrobe Check

Print a free holiday wardrobe planner worksheet for your Christmas planner:

Print a Holiday Wardrobe Planner

77 Days to Christmas! Plan For Holiday Bazaars

For a super source of holiday decor items, gifts and baked goods, shop local Christmas bazaars. Often benefitting worthy causes or organizations, these informal gatherings offer food, fun and a welcome leg up on the gift list.

To find bazaars in your area, look to local newspapers or community web sites; many provide seasonal listings of holiday bazaars and harvest fairs.

Add 'em to your calendar, check 'em out ... for a good time and a quick start to holiday shopping.

78 Days to Christmas! Focus on the Decor Big Three

When it comes to holiday decorating, less can be more! To save time and cut holiday stress, simplify holiday decorating by following the decorating Rule of Three!

To bring a festive feeling to any home--and do it simply--put your decorating focus on the Big Three elements of holiday decor:

  • Front Door
  • Living Area Focal Point
  • Christmas Tree

So long as you have a wreath on the front door, decorations on the mantel (or a holiday tablescape on a living area tabletop), and a Christmas tree, you've covered holiday decorating basics ... for a simpler, stress-free holiday season.

79 Days to Christmas! Inventory Holiday Decorations

With autumn in full swing (and Halloween on the horizon), seasonal decorating will soon be underway. Do you know where your holiday decorations are?

While hauling out the jack-o-lanterns and Thanksgiving turkeys, make an informal inventory of Christmas holiday decor. Reason? If you know what you have, you'll immunize yourself from impulse buying as the season progresses--and you'll pick up any needed items in good time to decorate for Christmas.

To "shop at home first", record holiday decorations with a free printable decorations inventory form.

Print a Holiday Decorations Inventory Form

80 Days to Christmas! Simplify Autumn Decorating

It's Autumn ... and seasonal celebrations abound! Will you decorate your home to celebrate the coming of fall, Halloween, and Thanksgiving?

Think "simplicity" when it's time to decorate for fall holidays. When selecting decorations, choose solid colors (green, gold, red) and general themes ("pumpkins", not "Jack-o-Lanterns") that can multitask throughout the Autumn months.

By keeping the background items simple and basic, it's easy to swap out smaller, more holiday-specific items for a fresh look! For example, a gold tablecloth graces October's stacked apples, then serves as a base for Halloween's candy-corn table runner. After October 31, roll up the runner and substitute small pilgrim candles. Come December, replace the centerpiece with a colorful mound of shiny glass ornaments in a clear bowl. Easy!

81 Days to Christmas! Plan Holiday Decorating

Holiday decorations! For many families, Christmas trees, centerpieces and collections take a starring role during the season ... but do you have a plan?

Even when it comes to Christmas, planning pays! Investing in holiday decorations on-the-fly can lead to clashing themes and "what was I thinking?" purchases.

Starting today, invest a few minutes planning holiday decor to keep it sane and suitable. We've got help, with a free printable room-by-room decor planner form:

Room-by-Room Decor Planner

Pages